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Credit Card Processing

  • Any discussion of payment processing has to include credit cards as a centerpiece. At the end of 2008, apporximately 91.1 million U.S. households - more than 78 percent- had at least one credit card, and the number of credit card holders in the U.S. is expected to reach 181 million by 2010. That’s a market you can’t afford to ignore. And TransTech can handle all of your credit card processing needs.
    • Processing for multiple types of businesses, including tip-based merchants and mail order / telephone order merchants.
    • Multiple methods for accepting credit cards, including terminal swiped or keyed; PIN-based debit; wireless “on-the-go” terminals; and PC-based systems.
    • Customer satisfaction, and the ability to accommodate consumers who want the flexibility to “buy now and pay later.”
    • Processing for all major cards, including Visa, MasterCard, American Express and Discover.
    • Compliance with the latest security standards, ensuring security of data for both your business and your customers.
    • High-speed processing, reducing the amount of customer wait time.
    • Proxima X5
    • Proxima Mobile
    • HioPOS
    • PIN Pads
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Debit Card Processing

  • The growth rate in the use of debit cards in recent years is astonishing. In 2003, there were more than 15 billion debit card transactions; in 2006, the number skyrocketed to more than 25 billion. Currently, debit card transactions make up more than 50 percent of consumer purchases. As a result, transaction processing has become more complex than ever, especially with growing concerns about data security and ID theft. Fortunately, TransTech provides efficient and secure debit card services.
    • Take advantage of the upward trend in debit card usage, as well as the tendency of consumers to become more debt-conscious.
    • Your customers make purchases quickly with reduced wait-time.
    • Funds are pulled in “real-time,” reducing the potential for fraudulent transactions.
    • PIN-based transactions, as well as improved encryption techniques and standards, allow greater security for your customers.
    • Elimination of the qualified discount rate. You only pay the transaction fee, plus network costs.
    • Enhance customer service by offering “cash back” at the point of sale.
    • Proxima X5
    • Proxima Mobile
    • HioPOS
    • PIN Pads
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Check Processing

  • Credit and debit cards are everywhere, but many consumers still like to do business by writing checks. As a merchant, you need to process those transactions as efficiently as possible while protecting yourself from fraud or non-sufficient funds. Secur-Chex allows a menu of options that can:
    • Give your loyal customers the option of writing a check without identification, while protecting yourself from potential fraud.
    • Instantly verify any negative information about a customer, adding another layer of protection against fraud.
    • Guarantee payment to your account, even if a check is returned for non-sufficient funds.
    • Feed the check into a scanner, and enter the check amount.
    • Press a button to enter the transaction and print a receipt the customer signs.
    • Funds deposited electronically.
    • Provide a secure environment for transactions, protecting customer data and reducing check losses.
    • Convert checks for electronic processing through scanning or imaging, making them less expensive to process than credit cards.
    • The scanner automatically voids the check with the appropriate stamp, and you return the check to the customer.
    • Proxima X5
    • MagTek MiniMICR
    • RDM 6000
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Gift Cards

  • Gift cards offer a true “no-lose” proposition for merchants. A 2007 study revealed that 95 percent of participants had either purchased or received a gift card in the past 12 months. In fact, while 75 percent of consumers spent 60 percent more than the value of the card, a large number left unredeemed balances. TransTech offers a line of gift cards, as well as the equipment necessary to process them.
    • Available for every type of merchant with easy implementation, low start-up cost, low monthly fees and no discount rate.
    • Eliminates hassle of paper gift certificates. Also, consumers are 10 times more likely to buy a gift card over a paper certificate.
    • Customized cards offer advertising and branding opportunities.
    • Draw new customers who come to your business specifically to spend a gift card.
    • Gain potential customers through people who typically accompany someone making a purchase with a gift card.
    • Durable cards that can be reprogrammed and used again.
    • Proxima X5
    • Proxima Mobile
    • HioPOS
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Ecommerce

  • Some merchants believe they lack the technical resources and expertise to begin selling on the internet. Nothing could be further from the truth. I-Store is an award-winning, all-in-one solution that provides an attractive website and customized web address, a secure e-commerce shopping cart and the ability to upload product images, descriptions and prices – all with no programming experience needed. Businesses of any size can now take advantage of efficient, flexible, and secure e-commerce billing for virtually any type of transaction.
    • Processing for multiple types of businesses, including tip-based merchants and mail order / telephone order merchants.
    • Multiple methods for accepting credit cards, including terminal swiped or keyed; PIN-based debit; wireless “on-the-go” terminals; and PC-based systems.
    • Customer satisfaction, and the ability to accommodate consumers who want the flexibility to “buy now and pay later.”
    • Processing for all major cards, including Visa, MasterCard, American Express and Discover.
    • Compliance with the latest security standards, ensuring security of data for both your business and your customers.
    • High-speed processing, reducing the amount of customer wait time.
    • Proxima X5
    • Proxima Mobile
    • HioPOS
    • PIN Pads
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Recurring Billing

  • E-commerce transactions often require flexibility beyond a simple, one-time online payment. Merchants need the ability to automatically charge for products or services online on a regular basis, or over a fixed period of time. That capability is available to merchants of all sizes, with virtually no programming experience required.
    • Available for every type of merchant with easy implementation, low start-up cost, low monthly fees and no discount rate.
    • Eliminates hassle of paper gift certificates. Also, consumers are 10 times more likely to buy a gift card over a paper certificate.
    • Customized cards offer advertising and branding opportunities.
    • Draw new customers who come to your business specifically to spend a gift card.
    • Gain potential customers through people who typically accompany someone making a purchase with a gift card.
    • Durable cards that can be reprogrammed and used again.
    • Proxima X5
    • Proxima Mobile
    • HioPOS
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ATM Processing

  • No matter how popular credit or debit cards become, millions of people still like the feel and convenience of cash. You can meet the needs of these customers by offering a quick source of cash at your business. This means more revenue for you. The average ATM cash withdrawal is $100, and an average of 20 percent of money withdrawn from an ATM is spent at that specific location. Best of all, the average ATM user spends 40 percent more than customers who use other types of payment.
    • Available for every type of merchant with easy implementation, low start-up cost, low monthly fees and no discount rate.
    • Eliminates hassle of paper gift certificates. Also, consumers are 10 times more likely to buy a gift card over a paper certificate.
    • Customized cards offer advertising and branding opportunities.
    • Draw new customers who come to your business specifically to spend a gift card.
    • Gain potential customers through people who typically accompany someone making a purchase with a gift card.
    • Durable cards that can be reprogrammed and used again.
    • Proxima X5
    • Proxima Mobile
    • HioPOS